Is eMerchantPro a genuine company for an offshore payment gateway?

 

Reliability Check of PSP Brands

There are many ways to see whether your future partner would be reliable or not. But here, we’re going to get into some facts that will prove the credibility and flexibility of a PSP.

Freedom of opinion

If your PSP sounds too illogical and doesn’t want to listen to your choices, then your discussion won’t go anywhere. But if your PSP is addressing all of your thoughts and queries then it will be best for you to be with them.

Supportive

The responsibility of a PSP is not limited to providing services only. Rather, a PSP should help businesses seize every opportunity for expansion. If your PSP helps you excel in your development and better understand you, then you are with the right partner. A supportive partner is essential for better growth.

Secure Network

A PSP should have a secure network to provide security to merchants. If you’re dealing with such a PSP, then you’re pretty good at your research and decision-making.

Enthusiastic

PSP should be an enthusiast. If your PSP always searches for a better plan for you to get the attention of global consumers, then it’s a good chance for your growth. Enthusiasm is an important characteristic of a progressive partner.

eMerchantPro provides to the merchants.

If we talk about eMerchantPro, then you can hope for a better future. When it is time to face challenges, eMerchantPro is the one who poses forward. As a PSP, we have handled many critical situations and were able to provide the following things:-

Merchant Support –

eMerchantPro has been able to provide satisfaction to high-risk merchants. Whenever merchants have any doubts, they can ask us anything without hesitation. There is no need to worry about the time period.

Space for speech –

First of all, whose business is being talked about here are e-commerce businessmen. If they’ll hesitate to ask for their requirements, then it will be a bit difficult for a PSP to make changes as per their demand. But with eMerchantPro, merchants are free to express their views clearly so that they can be told the solution according to their needs.

3D SECURE –

Protection is that thing that is on priority for a high-risk merchant. eMerchantPro has the Level 1 certification of PCI DSS. Our whole team works with a calm and sturdy mind. All of us strongly follow the rules & regulations stated by PCI DSS for the full protection of consumers’ data. Plus we always take care that consumers must feel safe entering merchants’ websites.

Chargeback Protection –

Chargeback exists with online transactions. But when a claim does not seem to be valid, why should anyone tolerate that? We check every claim. And if the reason for the claim is found to be valid, the amount will be refunded to the claimant’s account within the chargeback period. Conversely, if it does not, the claim will be terminated after the Merchant provides proof of false claim.

Open To the International Market

After providing services in the international market, we’ve got a great experience. To tell the difference between right and wrong when working online we’ve got many ways. Online presence is something that can shape one’s future or vice versa. We have several strategies to give merchants a clear view of the global deal.

Consumer Support

Consumers also have the facility to get answers to their queries. eMerchantPro offers the best consumer support with its expert team that can handle any kind of situation. Plus a verbal control is also important when handling consumers from global areas. eMerchantPro has a stronghold on its verbal decency. Also, we are experts in handling consumer disputes.

To know more about the features of offshore payment gateway that are beneficial for e-commerce , Move your fingers and type a mail to onboarding@emerchantpro.com.

What is a Chargeback? The Ultimate Guide to Credit Card Chargebacks

 

What are Chargebacks?

Chargeback is returning specific funds to the consumers after a successful dispute. The design of Chargebacks comes from 40 years ago to provide convenience to consumers. It provides security to consumers from identity theft and fraud. Chargeback is the process of payment reversal to the consumer.

Card Authorities are the ones offering enhanced services to the consumers. In other words, they are the ones that provide the chargeback issuing solution. It is mainly for Debit and Credit Card Holders.

There are a variety of reasons for filing a chargeback. The card-holders get advance security from card fraud or identity thefts. The credit card holder will have a particular time frame to raise a dispute, commonly known as Chargeback Period. The dispute against a charge requires a thorough inspection.

Furthermore, there will be various proof requirements too.

What is the Issue With Chargebacks?

The major chargeback issue lies in the fact that a chargeback causes a loss of more than Two times the cost. Furthermore, sometimes, the chargebacks aren’t real indeed. That brings in the issue of friendly fraud.

What are Friendly Frauds?

Friendly frauds are a type of chargeback wherein consumers flag disputes even though they got the correct goods or services. In this case, the merchants lose an ample amount financially and the product or service.

Friendly frauds are dangerous for a merchant and create a massive mess.

“86% of chargebacks are fraudulently placed, skipping the merchant & going straight to the chargeback process” (Global risk Technologies)

Thus, the merchant cannot track the fraudulent activity effectively. It is due to the lack of information and channeling of the chargeback. The consumers skipping the proper process are fraudulent in most cases.

Only 14% of the consumer takes the proper channel of refunds. It hampers the business as it loses its reputation. The associated bodies tend to put the company on a caution list due to the higher chargeback ratio.

The Chargeback Protection Services for Merchants

The three types of chargeback protection services are:

1. Alerts for Chargebacks
2. Chargeback Management
3. Complete Chargeback Protection

Chargeback Alerts

Chargeback alert is a small window chargeback protection service that allows the merchant to offer a refund. Generally, the window is of 24 hours to either collect all the data against the chargeback or provide a refund.

It depletes the chargeback rate of a company and makes it quite easy for the merchant to work. However, the window is small, and there is not much to do if the chargeback is on the verge.

Chargeback Management through Deflection

Fraud prevention companies work with advanced technologies to provide solutions to the merchants. Payment Service Provider offers tech-driven solutions to the merchants with the companies’ tie-up.

These management services provide a linger window and offer profound solutions to the merchants. The use of information and data becomes feasible with the Fraud Scoring into account. Furthermore, the dashboard gets you the information to have the best choices.

Complete Chargeback Protection

Last but not least are the complete chargeback protection services by a Payment Service Provider. It offers an advanced solution to a merchant by covering the cost of the chargeback. In other words, the PSP covers the complete cost of the chargeback.

Only the experienced and big service providers offer this type of solution wherein the merchant is protected. There will be no need to run here and there for the chargeback. All the service provider does is taken a small charge from the merchant as security.

What does eMerchantPro have to offer you?

eMerchantPro is a Payment Service Provider with tonnes of experience in the High-Risk Business sector. In other words, eMerchantPro provides a precise payment processing solution. Your business gets to step into the digital marketplace with eMerchantPro Payment Gateway and Merchant Account.

Furthermore, eMerchantPro keeps chargebacks away from your business. In other words, it provides Complete Chargeback Protection to Merchants around the globe. That means there won’t be any problem with the Chargebacks and Financial Reputation. The complete chargeback protection services will resolve the problem with online payments and chargebacks.

High-Risk Payment Gateway: Payment Experience

 The High-Risk Payment Gateway empowers your business in online transactions. Furthermore, the payment gateway is the one that interacts with the consumers. The base-level experience initiates a better payment experience and overall consumer retention.

Multi-Currencies for International Payments

To start with international reach, accepting multiple currencies is quite crucial. Thus, while searching for a High-Risk Payment Gateway Provider, check for the currencies they support. Digital payments cannot be limited to a standard currency because they will hamper the payment experience.

Thus, accepting a variety of currencies establishes a brand image. The brand image settles the reputation for ease of online payments. A company that thinks for the consumers will have loyal consumers who watch out for them. Thus, offering convenience for the payments will enhance the company.

As for Consumer Retention, the multiple-currency support needs an add-on feature of multiple modes of payment. Accepting currencies over a range of payment methods affirms your business in the eyes of the consumers. The major modes of payment that plays a vital role are:

1. Debit and Credit Card

2. Wire Transfer

3. eWallets

4. Cryptocurrencies

5. eCheck

6. ACH; etc

Moreover, these modes of payment combined with multiple currencies will allow your business to reach a better global audience.

Real-Time Transactions

Ensuring ease of payment is crucial for a High-Risk Payment Gateway. However, understanding the need for Real-Time Transactions is much more critical. It ensures that the payments processing witnesses no delay. Furthermore, it reduces the errors of funds and reports to the financial entities. Real-Time Transactions ensures payment processing accuracy.

In addition, analytics are critical for real-time payments in the financial services industry. It is an industry that faces massive amounts of data and is prone to latency and volatility. The need to discover complex patterns in real-time, correlate information, analyze it, and act on it immediately is critical.

Hence, a requirement for a Powerful Dashboard comes more vital with High-Risk Businesses working with high volumes and volatility. The conveyance of information holds extreme importance in the digital payment sector. Therefore, monitoring the transactions can be beneficial for a business.

Safe and Compliant

Once you know what to expect from a payment gateway, you can focus on how to choose your preferred payment gateway. You will easily find a traditional payment gateway that makes your shopping cart convenient. So let’s focus on security.

According to Experian, 27% of customers report abandoning a cart simply due to a lack of visible security.

Therefore, the High-Risk Payment Gateway needs proper compliance and security. The safety of revenue is on the line here. Thus, the solutions need precise solutions that work with the website to provide a seamless payment experience. eMerchantPro’s Payment Gateway is

PCI DSS Compliant

The compliance of the payment gateway is quite strict. Furthermore, it ensures the security of transactions and the deposition of funds. Thus, the payments are secure throughout the channel.

Multi-Factor Authenticated

The authentication process of the payments is a crucial part of the payment gateway. Reaching the concerned card-issuing authority is vital for keeping the transactions safe. The 3D Secure authentication creates a dynamic layer of security over the processing. The security layers come with OTP that adds safety.

P2PE

Point To Point Encryption is a passive feature that works in the backdrop to provide added security. The P2PE encrypts the channel for the secure transmission of payment information. Thus, it stops the breaches and keeps the funds safe from hackers. If a High-Risk Payment Gateway is P2PE, the payment gateway will protect the data conveniently.

Tokenized

Tokenization is a feature that keeps sensitive data safe. eMerchantPro’s Payment Gateway offers the Card on File feature that enables consumers to save their transaction information for future payments. However, keeping that card information on the payment gateway can be risky. Therefore, the Tokenization features convert the sensitive data into non-sensitive redundant data. Thus, none else can reach the information that easily.

Fraud Prevention Tools

Last but not least are the Fraud Prevention Tools. Fraud, Scams, and identity thefts are pretty common in high-risk businesses. Therefore, eMerchantPro offers Fraud Prevention Tools that provide advanced security against them. The tools such as Address Verification System, Card Verification Value Checker, Geolocation tracking, Fraud Scoring, and Multi-Factor Authentication. These are the tools that the merchant requires and the consumers’ needs.

The Final Verdict

In Conclusion, the High-Risk Payment Gateway works pretty seamlessly to add a better payment experience. In other words, the solution you need is to accept online payments and offer the best consumer experience. With many companies focusing on how the consumer experience can change the business, Payments will soon become mainstream.

Thus, High-Risk Payment Gateway can do wonders for a High-Risk Business. It will change your business aspect and help you to accept payments online. Hence, eMerchantPro offers dedicated solutions for a business and provides profound support. We use a perfect mix of experience and technology to offer precise services.

Reach Us today to get the services of High-Risk Payment

4 Features to look for in a High-Risk Payment Gateway

 

HIGH-RISK PAYMENT GATEWAY

A high-risk payment gateway is dedicated payment processing software. It will facilitate the high-risk merchant during the collection of online payments. What’s the biggest deal here? That is, this payment gateway is specially offered to high-risk merchants.

High-risk merchants use it to run their online business smoothly. The problem with high-risk businesses is that they attract many financial risks, which financial institutions want to avoid as much as possible. Hence, these institutions mostly avoid getting into financial terms with such businesses. And they also don’t even provide merchant services to such merchants.

However, many other sources can provide those merchants with merchant services with ease. But for them as well, merchants have to be prepared for the conditions imposed on them by such sources.

Whom are we talking about? We’re talking about PSPs. PSPs are groups of expert people. They handle the risk factors and try to reduce the losses for merchants. Individually a merchant can’t handle such situations that easily. But, with the help of a PSP, they can fight with any drastic situation.

Before getting into the best 4 features of this gateway, we should talk about what you should look for in a PSP before acquiring a gateway from them.

SIGNS THAT A PSP IS RELIABLE FOR SUCH SERVICES

Space for growth

With a reliable PSP, merchants would get the freedom of expressing thoughts. In the future, even if merchants want to expand their business and want more resources, they can demand them. It means that with a reliable PSP, a merchant will have a space for growth.

Reliable Partner Acquirer

A reliable PSP should have the backing of a trusted partner acquirer. That will never leave the PSP in an awkward situation. By odd, we mean a situation where the consumer doesn’t respond to the problem caused by the acquirer’s incorporation.

Secure Network

They should be reliable in matters of security. Suppose they can provide security to both parties; they are completely credible from the point of view of a responsible merchant. The parties mentioned here are merchants and consumers.

Global Reach

They must know how to get the global population’s attention towards merchant’s products. Also, it should have such services that can provide convenience to global consumers. If you’re looking for an individual that has all these properties in it, then we’ll say it is “eMerchantPro”.

eMerchantPro

Yes, you heard that right; eMerchantPro is capable of all of the above. And some of the types of services we can provide you are:-

(a) Merchant assistance

eMerchantPro provides complete support to merchants so that they don’t have to wait too long for anything. Any query of merchants will be clarified by eMerchantPro in no time. Our experts will explain everything about our services to the merchants. So, they’ll never have any unresolved doubts.

(b) Chargeback Protection

You must have heard of fake claims and may have faced them by yourself many times. So this time, the whole scenario will be changing for you. We’ll check the product’s condition according to the claim. If it doesn’t match those conditions written in the T&C of products, the claim will be rejected after getting the proof of false claim from merchants.

Otherwise, if the claim has proven to be right, the amount will be transferred to the claimant’s account in the chargeback period stated by banks.

© 24x7 Consumer Support

See, we’re not here for only supporting merchants. We do care about their consumer’s convenience too. Why don’t we? It is the main motive of merchants, too, right? That’s why they contact the PSP to solve their issues as soon as possible.

If we get any complaints from consumers, we will consider them and try to solve them ASAP. So the consumers won’t hassle them for too long too.

(d) PCI DSS Secure

The best part about a reliable PSP is its security standards. With us, merchants won’t have to worry about their security. We have PCI DSS level 1 certification. And our team follows the rules and regulations to protect the consumers. Now, consumers will have the convenience of a safe shopping environment.

To get more info about the features visit eMerchantPro now.

A Guide to Payment Processing Solutions for High-Risk Business Owners

 

A Solution Exclusive to your High-Risk Business

Every business has a unique requirement for payment processing. In other words, your business might require faster payment processing, or there is more need for security over the speed. These requirements play a prime role in your corporation.

It is not just about the quickness or the security of the payment processing. There are many more aspects to it.

● Multiple currencies support

● Multiple modes of payment (knowing which payment method your business requires)

● Type of payment model

● Chargeback management or protection

● Fraud and scam prevention; etc

These factors affect the payment processing solution for your business. Furthermore, High-Risk Businesses should put the special requirements right before the Payment Service Provider.

Moreover, when you reach out to the PSP for it, make sure that the services offered works complementarily for the business. That will help you to get your business going for a long time. eMerchantPro works with longevity in mind. In other words, the payment gateway and the merchant account resolve the business requirement seamlessly.

Furthermore, eMerchantPro works in the high-risk business sector and has ample experience. It allows us to meet the unique requirements of every business.

Following the Protocols, Compliances, and Security

The pre-set protocols and compliances for payment processing play a vital role. It ensures payment security and keeps you away from penalties. Furthermore, the payment processing solution you require needs to be secure with multiple security features. Hence, the Payment Service Provider should be profound with it.

High-Risk Businesses require service providers for the secure transmission of sensitive data. Therefore, eMerchantPro’s Payment Gateway equips cutting-edge security solutions.

PCI DSS Compliance up to Level 1

eMerchantPro keeps the standard protocol of the PCI Compliance in the payment gateway and the merchant account. The Payment Card Industry Data Security Standard is the initial part of payment solutions. A merchant should check for it at the very initial stage.

Multi-Factor Authentication

Multi-Factor Authentication is a dynamic security solution that ensures utmost security to the payment process. Moreover, it adds layers of safety to the payment gateway. 3D Secure processing holds one of the most values in payment processing. It adds a dynamic layer of payment processing security.

Tokenization

After that, Tokenization is the feature that makes sensitive data non-sensitive. Furthermore, it saves your business from data breaches. Tokenization converts the information and ensures that payment processing is hassle-free. It works complementarily to the Card on File feature and safeguards the transaction data securely.

P2PE

Point to Point Encryption is another part of the payment gateway that keeps the complete channel safe. Therefore, the information conveyance becomes compliant to transmit the data and information between different financial bodies. It means that only the bodies involved can access the information conveyed.

What about the Prevention from Fraud, Scams, and Deceit?

Identity Theft and Fraud is massive concern for a company. A High-Risk Business needs to think more about it. Hence, eMerchantPro ensures that the payment gateway has all the Fraud Prevention Systems. These features ensure that the payments are fraud and scam-proof.

Address Verification System

It checks the billing address and the cardholder’s issued address. Further, it ensures that both of those matches or not. It is a practice to check the address and verify the cardholder’s identity.

CVV Checker

The active authentication tool works as a fraud prevention tool. It checks the validity of the CVV the consumer puts into the payment gateway. Reaches out to the Card Issuing Authority and makes sure the CVV is correct or not.

Payer Authentication Program

Verified by VISA and MasterCard SecureCode are namely two payer authentication programs. These ensure that the authenticity of the payment is pretty high. The extra layer of protection from the card authority works wonders here.

Multi-Factor Authentication

Next in the line of the fraud prevention system is the before-mentioned security feature. The dynamic third layer of security makes the authentication process stronger. Hence, the identity thefts shred down to a minimum.

Geolocation Tracking

There are certain high-risk places around the globe. People from these high-risk areas are mostly prompting fraud, scams, or identity theft. Therefore, eMerchantPro’s Payment Gateway keeps these locations in the backend and keeps the payment processing secure for merchants.

Fraud Scoring

Fraud scoring checks the risk measures before payment processing. It checks the scores of the payments and gives the trends of suspicious behavior. Furthermore, it also checks for fraudulent orders from the user. Thus it becomes easy for the payment gateway to judge the payment processing of the user.

These are some of the Fraud Prevention Tools of the payment gateway. It provides an edge to your business. Therefore, your business can accept payments without any problem whatsoever.

Why Reach Out to eMerchantPro?

eMerchantPro offers the best payment processing solution for your High-Risk Businesses. Due to the payment processing expertise, the solutions are precise and dynamically accurate. Furthermore, making digital transactions is a major part of any business seeking a global presence. Therefore, eMerchantPro offers multiple solutions for your business.

Are high-risk Payment gateways available for all kinds of businesses?

What kind of businesses does eMerchantPro work with and which ones don’t?

eMerchantPro is a flexible partner as it provides service to any merchant in their home country or outside the country. Apart from that, it serves both low-risk businesses and high-risk businesses. But here’s the deal.

We have a high-risk appetite for companies. However, we don’t support illegal and illicit companies. As long as everything is legal, we will help the merchants with dedication.

What industries have we worked in and what services can we provide to high-risk businesses?

We have provided our services to many industries like — Forex, Online Casino, Online Gaming, and Adults. Talk about services then we provide the following services.

Services

Merchant Assistance

No matter how many times a day merchants ask for help, our experts will help them in every way possible. They can ask for anything related to our services or if they have doubts about anything feel free to ask. There is no time limit as our support will be available on a 24×7 basis.

3D Protection

We have the Level 1 Certification of PCI DSS. Our whole team is abided by the T&C stated by the PCI DSS to keep all things in control.

We make sure that the merchant doesn’t have to stress about data security even for a second. Providing the merchants and their consumers with a sense of security is our motto.

Chargeback Protection

Merchants bear a lot of losses due to no stronger support. But with eMerchantPro, they wouldn’t need to worry about that anymore. If a chargeback claim arises on any product, we check whether the condition of the product is valid for the T&C of that product.

If the condition matches the amount will be transferred to the claimant’s a/c within the chargeback period as specified by the bank. Otherwise, the claim will be rejected after the proof of false claim provided by the merchant.

Now let’s talk about features of a High-risk Payment gateway

Multi-Currency Transaction

One of the challenges for a high-risk merchant is dealing with online consumers from different countries. This Payment gateway helps merchants to receive online payments in any currency of their choice.

Apart from that consumers are also free to pay for their purchase in their currency. This can ease the discomfort of millions of consumers that are trying to buy a product from such websites.

Alternative Payment Modes

We admit that businesses are growing rapidly. But with their increasing range, the demand is also increasing day by day for more convenience of the consumers. Thanks to this Payment gateway, merchants can provide their customers with the convenience of making payments in various ways.

Some of those options would be — E-Wallet, CC, and Wire Transfer, etc. Now the consumers will feel more comfortable while shopping for their favorite brand.

Real-Time Reporting

Merchants are getting a chance to cover up their losses now. In the past without a proper report merchants had to bear losses. But with the real-time reporting system of this Payment gateway, they will receive alerts for every single transaction.

On top of that, an alert will drop for merchants if there is anything wrong with the payment processing department. And then they will be able to take action to bring the situation under control within time.

Global Card Saving

This feature of this Payment gateway will help the consumers to save their cards on the merchants’ websites. Consumers will have to do this for once and all. After that, they’ll be able to continue their shopping without any issue.

Fraud Prevention

This Payment gateway runs many fraud prevention tools to secure transactions. If any transaction seems to be suspicious would be checked properly. And if the details of the payer and the cardholder don’t match the transaction will be nullified.

On the opposite, if they both matched the transaction will be complete without any issue. This way the merchants and their consumers will stay safe.

eMerchantPro has many years of experience working with high-risk businesses. Merchants can visit our blog section to know in detail about our other services. Without wasting much time just send a mail and get your high-risk Payment gateway.